CatCard Account Differences

There are two kinds of financial transactions or accounts that can be accessed with your CatCard—your Declining Balance Account or Dining Dollars.

Declining Balance Accounts

Declining Balance Accounts (DBA) are essentially a personal savings account. A DBA allows you to make purchases without using cash at all on-campus dining and retail locations and in most vending areas. It may also be used for purchases ranging from textbooks to concert tickets and is also accepted from a number of local restaurants.

You or your parents may deposit money online for your CatCard using a credit card or ACH, or offline with cash or credit cards through the CatCard Services Office.

Online Deposit Information

Davidson College uses a third-party to process credit card and ACH deposits.  There is a service fee for credit card payments.  Approved payments are added to the CatCard balance every weekday.

Refunds & Fees

Any declining balance deposits left at the end of your career at Davidson are either posted to remaining debits on your student account or reimbursed back to you.

An upcharge fee of $10 is taken from the first deposit of each school year. Because federal and state banking regulations govern card transactions, students or parents may withdraw funds from the declining balance account for only two reasons

  • Graduation or withdrawal of student from Davidson College
  • Year-end refunds (requested during the last 15 days of the academic year)

Dining Dollars

When you can't get to Vail Commons or the Union Café during regular meal hours, Dining Dollars can be used to purchase food and drink on campus, including at the vending machines. All meal plans include some measure of Dining Dollars. Visit the meal plan page to see the amount.

Dining Dollars are distinct from a declining balance account because they are for your meal plan, are non-refundable and valid throughout an academic year as long as you maintain a meal plan. They do not, however, carry over from one year to the next.

Because Dining Dollars are non-refundable, the CatCard system automatically pulls money from your Dining Dollars account first for any qualifying purchases, ensuring that these funds are used up before drawing on any of your personal funds from your declining balance account.

If you have additional questions please contact the CatCard Office at 704-894-2951 or gadaily@davidson.edu.